DailyAfirmation (dailyafirmation) wrote,

  • Mood:

Homework and dancing...

In our experience, people usually don’t fail to achieve their financial objectives due to one particular reason. Instead, a combination of things causes them to fall short. Here are some common financial-planning mistakes:

  1. Procrastination
  2. Not having an emergency fund
  3. Living day-to-day (that is, not having any defined goals)
  4. Not enough long-term investments for retirement purposes
  5. Too little "financial" knowledge
  6. Not paying yourself first
  7. Too much debt
  8. Not investing in yourself
  9. Overspending
  10. Giving up or depending on someone else
  11. Having "all your eggs in one basket"
  12. Not having a will
  13. Too little insurance or wrong kind of insurance
  14. Doing things in an "all-or-nothing" way

I guess one of the reasons I can retire at age 50 is that I don't think I've done any of the above. If any, I've probably done a little of the last one, but more with regards to eating than saving or investing. :-)

I did homework all morning and until about 3:00 in the afternoon, when Robert arrived with the ingredients for my Pistachio Nut Cake, which I made for Bill for his birthday.

Robert was also a dear in picking up Irene from the airport for me, while I finished putting the icing on the cake (literally!), and cooked some pizzas for us to have when they got to the house.

It was a fun, fun night at dancing. For once, more than three people actually dressed down to their underwear for "Underwear Night," and Robert even won a raffle as a result of a donation.
Tags: bar talk, dancing, exercise, finances

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